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Insurance is a key part of owning or renting any property. From car insurance to homeowners insurance to renters insurance, the protection you get from a good insurance plan can protect you from any unfortunate, unexpected incidents.

The downside of these plans is that they can be costly. It is already expensive to own and operate a car with maintenance, repair, and service costs. In fact, the median cost to maintain a sedan in the U.S. is over $9,000 a year, according to a AAA study. A high insurance rate can add to this cost, and some plans in the U.S. will not even cover theft, especially if you left the doors unlocked. Car insurance companies can also cancel your policy whenever they want, or refuse to renew it.

With the cost of a mortgage, taxes, and all the upkeep of a house, homeowners insur Continue reading